Loans without a job and free of charge are not allowed because the law forbids it! Online credits in just 15 minutes without a job offer access to credit for people without a formal job. The first free loan gives you the opportunity to borrow for the first time free of interest and commissions. All […]
Student loan is a beneficial form of financial support for students and PhD students. It is granted regardless of the type of university you attend – whether it is public or private – and study mode (day, extramural, evening). It is an attractive and the cheapest type of bank loan available on the market. Who […]
The overall effective rate of the loan The global percentage rate (APR) takes into account all the elements of the cost of the loan, in addition to the interest rate, called the borrowing rate: borrower insurance costs (when required), application fees, other additional costs. Even if they are paid in one installment at the beginning […]
In the general public belief and partly in the common practice of loan companies, it has been established that payday loans are a financial product addressed to debtors. To people who for various reasons will not receive a standard loan (for higher amounts) and who can forget about a bank loan at the start. Recent […]
We all know, subscribe to a contract, whatever it is, it is usually quite simple. To separate from it, it is much more complicated. Between the deadlines to be respected, the specific conditions, the tacit renewals, and what do I know yet, it is sometimes very difficult to terminate a contract. Fortunately, the laws […]
With these data, it is possible to establish the schedule of your repayments. This is called the amortization schedule of your loan. This document is obligatorily attached to the loan offer. It indicates the amount owed by the borrower at each maturity by detailing the distribution of the repayment between: the principal, the interest, the […]
You can get credit from a bank or from a specialized credit company. A credit creates reciprocal commitments in a contract. The lender undertakes not to claim the principal (the loan sum) in advance and the lender undertakes to repay the principal according to the agreed terms. In addition, in order to remunerate the bank […]
A revolving credit remains primarily a credit. Receive your quotes online quickly! So, as with any credit application, we must complete a file with our comparator below. It is probably also to support this point that the official denomination voluntarily supports the word “credit”, unlike the old names that put especially the side “reserve money”. […]
A borrower can always, at any time, prepay his mortgage. The bank can not oppose an early repayment, except if it is a partial refund of an amount less than or equal to 10% of the initial loan amount (Article L312-21 of the Consumer Code) ). The early repayment corresponds to the settlement of the […]
At present, many of the people seeking financing do not know exactly what features should be fixed in the process, as which option will cost them less for their pockets or which one offers greater comfort. This is where loans and credits come into play. However, not everyone knows where the difference lies between a […]